Plymouth Michigan - How To Boost Your Credit Score For Home Buying

You know that your credit file is critical in determining what kind of home loans yu qualify for, but did you know that potential employers will check your credit? Did you know that your credit score has a dramatic impact on your insurance rates? Even renting an apartment is impacted by what is in your credit files.

"How To Repair Your Credit & Boost Your Score By 100+ Points!" Is a class about dispelling some of the myths of credit and showing you exactly what is possible and why it is possible. (In terms of improving your credit file. REALLY improving your credit file.)


Why do we know so much about credit and how to improve it? Because as we have been looking out for the best interest of home buyers for close to 20 years, and that includes helping buyers with their credit files dating back for over 15 of those 20 years.

For example we have personally helped people remove negative student loan information. It isn't something you can do overnight, but it isn't brain surgery either.

So, come to the free class Monday night, June 23rd and find out all about what can be done to turn your credit around in the next six months.

Again the class is free, but pre-registration is required.

Call the voice mail system at 734-223-9831 and leave a message with the number of seats you would lie to reserve, your name(s), and a phone number we cal call to confirm your reservation.

And, we will see you Monday night!

Plymouth Michigan gets top honors from RelocateAmerica

From the Journal Newspapers: (Full story at the link above.)

"The Plymouth community is receiving national attention after a group of real estate and development experts declared the area as one of the best locations to live in the country.

The City of Plymouth and Plymouth Township were among 100 cities and towns across the country to make the RelocateAmerica.com 11th Annual Top 100 Places to Live lists."

Congratulations Plymouth/Canton area!

How To Buy A Foreclosure Class Tuesday Night

Next Tuesday after the holiday we are having another FREE class on How To Buy a Foreclosure. The class is in Ann Arbor but the information is still very much on target for Plymouth. (The Plymouth/Canton area actually has a higher percentage of foreclosures that Ann Arbor at this point.)

Reservations are required because we have limited seating and limited handouts.

If you are interested you can get some additional information at the link above.

To reserve a seat call 734-223-9831 and leave your name, the number of seats you want to reserve, and a phone number where we can call you back during the business day to confirm your reservation. (An answering machine is fine.)

We hope to see you there!

What Do You Know About Garage Doors?

On one of our office blogs we posted some photos from some homes we've been involved with recently. Kind of fun stuff.

Garage door post #1

Garage door post #2


Cool Stuff!

Another clueless "buyer agent" from a "team" office

I ran across a really embarrassing post on Trulia today. An agent who works in a big team got a question from a home seller and responded:

"In this market all Buyers care about are price and condition. If you want to receive the bonus for selling your home yourself, under price everything in the neighborhood by about 3%. At the xxxxxa Group, of which I am exclusive buyer agent, my experience is that right now there are lots of buyers out there who are looking for a good value and will make an offer immediately if the value is there. There is no reason your home should languish on the market for more than 60 days if priced correctly to begin with. Feel free to contact me for further advise or to learn more about listing with the xxxxx Group, where we sell a home every 1-2 days!

Note she says she is an "exclusive buyer agent". Then she tries to get the listing. The whole point about being an exclusive buyer agent is that your office DOESN'T TAKE LISTINGS!!!

Then it gets worse... In the next post she answers a question from another agent about how she gets paid 25% more if she sells an in-house listing!

"I am a buyer agent on a team and we are paid 40/60 split, no higher for friends and family, and 50/50 on our in house listings. I would much prefer 50/50 across the board. The keller Williams Mega agent suggested split is 50/50. However, we do have a closing agent who handles the transaction from u/c to close, which frees up a lot of our time and energy. "

So when she has promised a buyer that she will be loyal to the buyer's needs. Her compensation jumps 25% for selling one of her office listings. Gee I wonder if her buyers know that????

Bazaar shower

I was out previewing homes for a luxury home buyer and I came across
this in a nearly new home.

Anyone want to shower in a spaceship?

Free Home Buying class for Plymouth - Canton - Ann Arbor areas

We are offering another home buying class at our Ann Arbor office on April 14th.

These classes pack a lot of information in about 90 minutes and offer a great overview of the home buying process in our area.

If you want to feel confident about your home purchase, (or confident enough to hold off on a purchase you really shouldn't be making...) come to one of our classes.

Click the link above for more information.